Terms and Conditions
Last Updated: January 12, 2026
These Terms and Conditions (“Terms”) govern your access to and use of https://accidentpayback.com
and any pages, forms, landing pages, and related services that link to these Terms (collectively, the “Website” or “Services”). The Website is operated by Accident Payback (“Accident Payback,” “we,” “us,” or “our”).
By accessing or using the Website, you agree to be bound by these Terms. Do not use the Website if you do not agree to these Terms.
Contact: [email protected]
Privacy Policy: https://accidentpayback.com/privacy-policy
1) Important Disclosures (Not a Law Firm / Not a Referral Service)
Accident Payback is a marketing and lead generation service. We are not a law firm, do not provide legal advice, and do not form an attorney-client relationship. We are not a lawyer referral service and do not recommend, endorse, or select any attorney or law firm for you.
If you submit information on the Website or call a phone number shown on the Website, your inquiry may be shared with one or more participating attorneys, law firms, and/or legal marketing entities that purchase advertising and lead-delivery services (collectively, “Participating Advertisers”). Participating Advertisers may contact you regarding your inquiry.
2) Privacy Policy
Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and share information. The Privacy Policy is available at:
https://accidentpayback.com/privacy-policy
By using the Website, you consent to our collection, use, and sharing of information as described in the Privacy Policy.
3) Eligibility
You must be at least 18 years old (or the age of majority in your jurisdiction) to use the Website. By using the Website, you represent that you meet this requirement.
4) Your Use of the Website (Permitted Use)
You may use the Website for your personal, non-commercial purposes only. You agree that you will not:
Copy, reproduce, republish, upload, post, transmit, distribute, sell, license, or exploit any part of the Website or its content without our prior written consent
Use the Website in any way that violates any applicable law or regulation
Attempt to interfere with the security or proper functioning of the Website
Scrape, crawl, harvest, or collect data from the Website using automated means without permission
Reverse engineer, decompile, or disassemble any part of the Website or its technology
Submit false, misleading, or inaccurate information
Use the Website to send spam, solicitations, or unlawful communications
We may suspend or terminate access for any violation of these Terms.
5) Device Data, Analytics, and Remarketing
To enhance user experience and measure performance, we may collect data about your device and visit, including (as applicable): operating system, browser type, JavaScript status, IP address, device identifiers, and referral URL.
We (and our service providers) may use this information to:
Maintain and secure the Website
Analyze traffic and improve performance
Measure advertising effectiveness
Conduct remarketing/retargeting campaigns through advertising platforms
See the Privacy Policy for details on cookies and tracking technologies.
6) Cookies
The Website may use cookies and similar technologies. By using the Website, you consent to our use of cookies as described in our Privacy Policy. You can control cookies through your browser settings, but some parts of the Website may not function properly if cookies are disabled.
7) Communications Consent (Calls & Texts)
By providing your phone number and submitting information through the Website (or calling a phone number shown on the Website), you authorize Accident Payback and Participating Advertisers to contact you at the phone number you provide, including via calls and text messages, which may be sent using automated technology and/or prerecorded/artificial voice, as permitted by law, for purposes related to your inquiry and/or marketing (depending on the context of your submission).
Consent is not a condition of purchase.
Message and data rates may apply.
You can opt out of texts by replying STOP (or following other instructions provided).
Opting out with us does not automatically opt you out from Participating Advertisers that already received your information.
To request placement on our internal Do Not Call list, email [email protected]
and include your name and phone number(s).
8) Third-Party Websites and Services
The Website may contain links to third-party websites or services that we do not own or control. We are not responsible for third-party content, policies, or practices. Your interactions with third parties are governed by their terms and policies.
9) Intellectual Property
All content and materials on the Website—including text, graphics, logos, designs, and software—are owned by or licensed to Accident Payback and are protected by applicable intellectual property laws. You may not use our trademarks or content without prior written permission.
10) Copyright Notices
If you believe content on the Website infringes your copyright, send a notice to [email protected]
with:
Your electronic/physical signature
Identification of the copyrighted work
The URL/location of the allegedly infringing material
Your name, address, phone, and email
A good faith statement that the use is not authorized
A statement under penalty of perjury that the notice is accurate and you are authorized to act
11) Modification or Termination
We may modify, suspend, or terminate the Website (or any feature) at any time without notice. We may also restrict your access at any time. You may stop using the Website at any time.
12) iFrames / Framing
You may not create frames around our webpages or alter the visual presentation of the Website without our prior written permission.
13) Disclaimers
THE WEBSITE AND ALL CONTENT/SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, NON-INFRINGEMENT, AND AVAILABILITY.
We do not guarantee that:
the Website will be uninterrupted or error-free
defects will be corrected
the Website is free of viruses or other harmful components
information is complete, accurate, or applicable to your situation
Your use of the Website is at your own risk.
14) Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, ACCIDENT PAYBACK AND ITS OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, CONTRACTORS, AFFILIATES, AND ASSIGNS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING FROM OR RELATED TO YOUR USE OF THE WEBSITE OR SERVICES.
To the extent liability cannot be excluded, our total liability for any claim will not exceed the amount you paid to use the Website, if any, during the twelve (12) months before the event giving rise to the claim.
Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.
15) Indemnification
You agree to defend, indemnify, and hold harmless Accident Payback and its owners, officers, directors, employees, agents, contractors, affiliates, successors, and assigns from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to:
your use of the Website
your violation of these Terms
your violation of any law or third-party rights
any content or information you submit through the Website
16) Statute of Limitations
You agree that any claim or cause of action arising out of or related to the Website or these Terms must be filed within one (1) year after the claim arises, or it is permanently barred, to the extent permitted by law.
17) Dispute Resolution and Arbitration (Class Action Waiver)
PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR RIGHTS.
Any dispute, claim, or controversy arising out of or relating to these Terms, the Privacy Policy, your use of the Website, your consent to receive communications, or any related services (including claims under the TCPA and alleged compliance with FCC rules, including the one-to-one consent rule, and telemarketing laws) shall be resolved exclusively by binding arbitration, except where prohibited by applicable law.
Arbitration Provider/Rules: American Arbitration Association (“AAA”) under its applicable rules, unless the parties agree otherwise.
Location: Florida, unless the arbitrator determines another location is required by law.
Individual Basis Only: You and Accident Payback agree arbitration will be conducted only on an individual basis. No class actions, class arbitrations, private attorney general actions, or representative proceedings are permitted.
No Jury Trial: You waive the right to a jury trial.
Delegation: The arbitrator has exclusive authority to resolve disputes about the scope, enforceability, or formation of this arbitration provision.
This arbitration clause does not apply where applicable law prohibits arbitration of a particular claim.
18) Governing Law and Venue
These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles, except where federal law applies.
Subject to Section 17 (Arbitration), you agree that any court proceedings permitted under these Terms will be brought in the state or federal courts located in Florida, and you consent to personal jurisdiction in those courts.
19) Changes to These Terms
We may update these Terms at any time. The “Last Updated” date reflects the most recent revision. Continued use of the Website after changes means you accept the updated Terms.
20) Contact
For questions about these Terms or the Website, contact:
[email protected]